However, mis-sales have taken place when borrowing isn’t necessarily needed and therefore a reduced rate is relevant. Some of these benefits are applicable such as breakdown cover or reduced interest rates on borrowing. They like to use aspirational titles in order to encourage bank customers to feel comfortable or indeed proud to take on a fee based current account facility.Īttached to the packaged bank account is normally a list of financial benefits due to the banks requiring the justification to charge a monthly fee for the operation of a current account. The packaged bank account is normally dressed up in a nice positive sounding names such as silver Platinum, black or club depending on which bank you with. Is my PBA Platinum, Gold, Silver or Club account mis-sold? Business account holders of course had previously been the bearers of these for operating accounts.
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They generate considerable amount of revenue for the banks as fees are charged monthly for the operation of current accounts which were until the mid-90s largely fee free for personal account holders. I have had a lot of support from line managers, mentors and even sponsors.īut ultimately, if I come across an obstacle or challenge at work, I just continually push through, because if I face a challenge or obstacle in the boxing range, I have to keep pushing on those who have the energy and appetite to succeed and progress will take their development in their own hands and seek those opportunities to thrive, which is exactly what I've done.A paid for bank account or as they are commonly known a package bank account or PBA entered the financial scene in the late 1990s and have been the main stay of current account income for the leading banks since the early 2000’s. There's a real sense of belonging throughout my time at Lloyds Banking Group. There's a forum Unipart group for everyone and everything.
There's so many different areas to explore within a huge company like voice banking group. I've recently moved into a role as a training consultant within group learning, delivering personal effectiveness courses to colleagues, and I'm really enjoying the role as I'm getting to learn so much about the company and pull on different experiences and different skill sets.
My ultimate goal was to become a project manager, which I actually did within a couple of years.
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Lloyds Banking Group is really great at bringing in new talent and then nurturing and developing us through our careers to really achieve our full potential. I joined the bank working on the colleague IT service desk. I also found that the values and behaviors of Lloyds Banking Group really aligned with my own values and behaviors. When I went for the interview day, I had a really big warm welcome from all of the interview staff. University was the go to place to go, then get a career after but actually Lloyds Banking Group provided the opportunity to do that much earlier on.īoxing has given me confidence, perseverance, determination which actually led me to apply for Level 3 IT apprenticeship Lloyds Banking Group and attend an interview that had never done before. I wasn't aware that apprenticeships existed and it was always pushed on to me. I choose an apprenticeship rule over further education because I wanted to earn money and learn all at the same time throughout primary school and high school.
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